- Independent Income Insider
- Posts
- My 10k PayPal Nightmare
My 10k PayPal Nightmare
Welcome to another issue of the no-BS newsletter dedicated to demystifying the world of passive income, where we share practical, reliable strategies to build and sustain income streams that work for you.
If you want to help someone else make money while they sleep, forward this email to them.
In today's issue:
My 10k PayPal Nightmare
Chasing Cash Will Keep You Trapped
Heart To Heart With Les Brown
Simplify and Scale with 80/20 Marketing
FROM MY WORLD
My $10k PayPal Nightmare
Imagine this: you're sitting there, your phone lighting up with PayPal notifications every few minutes. Ding, ding, ding.
Money flowing in faster than you can count—$10k in just three days. I’ll tell you, that moment feels like you've cracked the code to an endless ATM.
The thrill? Unmatched.
But then came day four...
PayPal froze my account.
Yep, just like that. One minute, I'm on top of the world, and the next, I'm getting emails that my funds are locked until further notice.
Why? PayPal decided my business was "too successful, too fast." They slapped a 10% hold on every dollar I earned, locking it up for six months.
Now, don't get me wrong. This wasn’t some one-off bad luck.
PayPal—and any payment processor, like Stripe—hates sudden spikes in sales. If your revenue jumps out of nowhere, they freak out. It’s like they think you're about to pull off some Houdini-style disappearing act, leaving them to clean up the mess.
They don’t care about your growth—they care about their risk.
Let me be real with you. I learned two crucial lessons that day: First, you’ve got to play the long game in business.
Overnight success might sound great, but when you go from $1 a day to $100 a day too quickly, the very systems you rely on will question your legitimacy. Payment processors, email platforms, banks—they all want to see consistent, gradual growth. Slow and steady wins the trust game.
Second? Always expect bumps in the road. You’ll hear stories of businesses skyrocketing one day, only to crash the next. Take that cannabis company I heard about from Dennis—it was raking in millions, but a few bad decisions, and poof—bankruptcy. You need profits, not just revenue, to keep afloat. Otherwise, your business becomes a ticking time bomb.
So what’s the takeaway?
Don’t sprint. Think marathon. Whether it’s building an email list, scaling your traffic, or growing your revenue—take it one step at a time. I see people all the time who want to blast out traffic, trying to jump from zero to 10,000 subscribers overnight. But when that happens, you risk email gods smiting you down too.
One spam complaint, and boom—your sender reputation takes a hit. Even worse, it might trigger an avalanche of problems with your domain and email deliverability.
Instead, aim for slow, steady growth. Build trust with your audience and your service providers. That’s the only way to build something that lasts.
Remember, it’s not about hitting that $10k week once. It’s about staying in the game, scaling smart, and keeping your business alive for the long haul.
MY GIFT FOR YOU
I Want To Ship You a Copy of My Book
As our way of saying thanks for subscribing to the newsletter, we’d like to ship you a free copy of the Amazon best-seller List Building Lifestyle: Confessions of an Email Millionaire. This book shows how to build a scalable passive income online even if you’ve got no previous experience.
Claim your no cost copy by texting the word BOOK to +1 833-259-7282
You can also just click the button below if you’re reading this on your mobile device.
This book costs $20 on Amazon, but if you text the word BOOK to +1 833-259-7282, you’ll receive a special link allowing you to get a free copy of the book plus $3,251.88 in bonuses (just chip in on S&H).
MINDSET MAKEOVER
Chasing Cash Will Keep You Trapped
There was a time when I'd take any client that could write a check, no matter how much of a headache they were.
I remember charging $1,000 an hour for consulting, thinking I’d struck gold. But 20 minutes into one call with this one client, I realized—I’d made a huge mistake. The guy wasn’t looking for my advice. He wanted to argue, to prove me wrong, and frankly, it was torture. It was a hard lesson: Not every dollar is worth earning.
Fast forward to today, and here’s what I know. Chasing dollars is a never-ending hamster wheel. You think the next $1,000, the next $10,000, or the next $100,000 will make you feel fulfilled. But all too often, it’s just more stress.
I’ve had the nice cars, my own house, the things people dream about. But these days, what matters most to me isn’t the number in my bank account. It’s freedom. It’s having the choice to say no to $10k projects because they don’t align with my goals or my lifestyle.
The real win is when you stop chasing money and start chasing what you actually want out of life. For me, that means more time with my family, more time doing what I love, and yes, walking away from opportunities that aren’t worth the stress—even if they pay big bucks.
But here’s the thing: You won’t realize that until you’ve gone through the grind yourself.
You’ll have to make money, spend it, and then sit back one day and realize... It’s not the cash that fulfills you. It’s the freedom. It’s the ability to do what you want, when you want, with whoever you want.
So, here’s my challenge to you—ask yourself: Are you chasing dollars or are you chasing freedom? Because I promise you, the freedom is where the real treasure is.
FOR YOUR LISTENING PLEASURE
Heart To Heart With Les Brown
Major disruptions require a major transformation. Are you ready to transform yours? You’re in luck because in today’s episode Les Brown is joining Igor to re-activate the fire within yourself and take you to a level of success you never thought could achieve! Dont miss out!
CURATED READS
Simplify and Scale with 80/20 Marketing
If there’s one book that could shave years off your learning curve in marketing, it’s this one. Perry Marshall’s "80/20 Sales and Marketing" is a masterclass in doing more with less. The idea is simple: 80% of your results come from 20% of your efforts. But Perry takes this principle to a whole new level, showing you how to apply the 80/20 rule to everything in your business—from lead generation to customer retention.
What makes this book a must-read? It teaches you how to spot the 20% of actions that will give you the biggest bang for your buck—so you stop wasting time on things that don't move the needle. Whether you're a seasoned marketer or just getting started, this book will help you focus on the few things that truly matter.
If you want to scale your income without working yourself into the ground, this is your blueprint.
RIDDLE ME THIS
Can You Crack The Code?
I’m a key to freedom,
but if you let me control you,
I’ll keep you trapped.
What am I?
Think you've cracked the code? Reply to this email with your guess and see if you're right!
Last riddle was: I draw you in without a chase, Through helpful words, I find my place. I give you value, build your trust, So when you're ready, it's me you’ll trust... I am Inbound Marketing
Reply